Resource Center

REAL ESTATE GLOSSARY

Get definitions for common terms you’ll hear as you buy and sell a home.

BUYER FAQ

What is a seller’s broker? A buyer broker? A buyer’s agent?

SELLER FAQ

How is the price set? When is the best time to sell? What do you have to disclose?

FHA INFORMATION

Learn about FHA programs like mortgage insurance, loans, refinance and more.

APPRAISALS

An appraisal of real estate is the valuation of the rights of ownership.

BANKRUPTCY

Frequently asked questions about bankruptcy, and alternatives to filing

FORECLOSURE

This is the legal means that your mortgage company can use to repossess your home

COMMERCIAL LOANS

There are a few common criteria lenders look for in commercial loan packages.

CREDIT RATING

Many home buyers are very worried about how their credit report will affect their ability to buy a home.

RELOCATION

According to psychologists relocation is among the most stressful events that can happen to a person, or a family

DOWN PAYMENTS

Home buyers must make a down payment of at least 5% of a home’s value to be considered for private mortgage insurance

INSURANCE

When you insure your home, you should insure your home for the total amount it would cost to rebuild your home if it were destroyed.

LENDERS

With the current housing market conditions, it’s a good idea to get set up with a lender before you start actively looking for a home.

LOAN PROGRAMS

Learn about fixed rate, adjustable rate and reverse mortgage programs.

MARKETING YOUR HOME

Below are the basics of marketing your home for sale that any Realtor will do for you. It is the way your Realtor does them that will greatly affect your home selling experience.

REFINANCING YOUR HOME

Even a small rate cut can pay off quickly.

SECOND MORTGAGES

Home equity credit lines, loan costs, interest rates and more.

Equal Housing Opportunity Georgia Multiple Listing Service

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